1. Acceptance of Terms
Welcome to InvCo Funds ("Company," "we," "us," or "our"). By accessing or using our platform at invco.live (the "Platform"), creating an account, or making any investment, you ("User," "you," or "your") acknowledge that you have read, understood, and agree to be legally bound by these Terms of Service ("Terms") and our Privacy Policy.
These Terms constitute a legally binding agreement between you and InvCo Funds Ltd., a company registered in the United Kingdom. If you are using our services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.
2. Eligibility
To use InvCo Funds, you must meet the following eligibility requirements:
- Be at least 18 years of age or the age of legal majority in your jurisdiction
- Have the legal capacity to enter into binding contracts
- Not be a resident of a jurisdiction where crypto investment services are prohibited
- Not be on any government sanctions list or designated as a prohibited person
- Have a valid email address and the ability to send and receive cryptocurrency
3. Account Registration
To access InvCo Funds investment services, you must create an account by providing accurate, complete, and current information. You agree to:
- Provide truthful and accurate registration information at all times
- Maintain the confidentiality of your account credentials
- Immediately notify us of any unauthorized use of your account
- Be fully responsible for all activities that occur under your account
- Not share your account with any third party or allow others to access it
- Verify your email address within 48 hours of registration
InvCo Funds reserves the right to suspend or terminate accounts that provide false information, violate these Terms, or engage in suspicious activity.
4. Investment Services
InvCo Funds provides an algorithmic cryptocurrency investment platform. Our proprietary AI-driven trading engine deploys client capital across multiple strategies including cross-exchange arbitrage, AI micro-trading, DeFi yield optimization, and derivatives hedging.
4.1 Investment Plans
We offer three investment tiers, each with a fixed 7-day cycle delivering 100% return on investment:
- Starter Plan: Minimum $300 — Maximum $1,999 per cycle
- Growth Plan: Minimum $2,000 — Maximum $9,999 per cycle
- Elite Plan: Minimum $10,000 — No maximum per cycle
4.2 Cycle Duration
Each investment cycle runs for exactly 7 calendar days from the moment your deposit receives its first blockchain confirmation. Upon cycle completion, your principal plus 100% profit is credited to your InvCo Funds wallet balance automatically.
5. Deposits & Payments
InvCo Funds accepts deposits exclusively in cryptocurrency. Supported payment methods include:
- Bitcoin (BTC) via the Bitcoin network
- USDT via the TRON network (TRC20)
- USDT via Binance Smart Chain (BEP20)
- USDT via the Ethereum network (ERC20)
By making a deposit, you confirm that the funds are from legitimate sources and that you are the rightful owner of the cryptocurrency being deposited. InvCo Funds does not accept fiat currency or bank transfers.
6. Returns & Payouts
InvCo Funds commits to delivering 100% ROI on all verified deposits within the stated 7-day cycle period. Returns are calculated based on the USD equivalent of your deposit at the time of cycle initiation.
Payouts are credited in the same cryptocurrency used for the original deposit, at the prevailing market rate at the time of payout. InvCo Funds reserves the right to settle payouts in an equivalent cryptocurrency if network conditions require it, with prior notice where possible.
7. Withdrawals
Withdrawals of completed cycle earnings are processed within 1–3 hours of request submission. To make a withdrawal:
- Your investment cycle must be fully completed (7 days elapsed)
- Your email address must be verified
- You must provide a valid personal cryptocurrency wallet address
- The withdrawal address must match the network selected
InvCo Funds does not charge withdrawal fees. However, standard network transaction fees (gas fees) may apply depending on the blockchain network used.
8. Referral Program
InvCo Funds operates a referral program that rewards users for introducing new investors to the platform. The current referral commission structure is:
- Earn 5% of every deposit made by users you refer
- Commission is credited instantly to your InvCo Funds balance when your referral's cycle begins
- There is no limit on the number of referrals you can make
- Referral bonuses apply to all plan tiers (Starter, Growth, and Elite)
Referral abuse, including self-referral or the creation of fake accounts to generate commissions, will result in immediate account termination and forfeiture of all referral earnings.
9. Prohibited Activities
You agree not to engage in any of the following activities while using InvCo Funds:
- Using the platform for money laundering or financing illegal activities
- Creating multiple accounts to circumvent plan limits or referral restrictions
- Attempting to hack, reverse-engineer, or disrupt our platform or trading systems
- Providing false or misleading information during registration or verification
- Using automated bots or scripts to interact with the platform without authorization
- Impersonating InvCo Funds staff or other users
- Engaging in fraudulent chargebacks or unauthorized reversal of transactions
10. Risk Disclosure
All investments carry inherent risk. While InvCo Funds employs sophisticated risk management strategies including derivatives hedging and delta-neutral positioning, we cannot guarantee that all market conditions will be navigated without impact.
Past performance of our trading algorithms does not guarantee future results. By investing with InvCo Funds, you acknowledge and accept that:
- Cryptocurrency markets are highly volatile and subject to rapid change
- Regulatory changes may affect the availability of our services in certain jurisdictions
- Technology risks including smart contract vulnerabilities may exist in DeFi deployments
- You invest only capital you can afford to allocate to alternative investments
11. Limitation of Liability
To the fullest extent permitted by applicable law, InvCo Funds and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the platform or any investment made thereon.
Our total aggregate liability to any user for any claim arising out of or related to these Terms shall not exceed the total amount deposited by that user in the 90 days preceding the claim.
12. Account Termination
InvCo Funds reserves the right to suspend or permanently terminate any account at its sole discretion, including but not limited to cases of:
- Violation of any provision of these Terms
- Suspected fraudulent, abusive, or illegal activity
- Failure to complete identity verification when required
- Extended periods of account inactivity exceeding 12 months
Upon termination, any active investment cycles will be allowed to complete, and remaining verified balances will be made available for withdrawal within 14 business days, subject to compliance review.
13. Changes to Terms
InvCo Funds reserves the right to modify these Terms at any time. We will provide notice of material changes by email to your registered address and by displaying a prominent notice on the platform at least 14 days before the changes take effect.
Your continued use of the platform after the effective date of any changes constitutes your acceptance of the revised Terms. If you do not agree to the updated Terms, you must cease using the platform and request account closure.
14. Contact Us
If you have any questions, concerns, or disputes regarding these Terms of Service, please contact us through any of the following channels:
- Email: legal@invco.live
- Support Portal: support@invco.live
- Live Chat: chat-support.html
- Registered Address: InvCo Funds Ltd., London, United Kingdom
We aim to respond to all legal and compliance inquiries within 3 business days.